The Residential Mortgage Industry report is an annual, economic analysis of the residential mortgage industry in Canada. This report:
Alaa Younan's blog
08 Dec 2022
31 Oct 2022
The Ontario government announced sweeping housing changes
The Ontario government announced sweeping housing changes on Tuesday that will override municipal zoning laws in some situations and allow for the construction of up to three units on each residential lot.
Elements of the new legislation were first presented publicly at a ticketed Toronto Region Board of Trade event attended by Premier Doug Ford and Municipal Affairs Minister Steve Clarke.
30 Aug 2022
How to Read Your Credit Report
Canadians are taught the importance of managing their credit as part of financial well-being. Lenders use credit reports to gauge a borrower’s financial health and evaluate their overall creditworthiness, but many are unaware exactly how those numbers are calculated.
Credit bureaus are agencies responsible for collecting information on an individual’s credit history and provide a snapshot of their overall financial health based on the assets and liabilities they are responsible for. This could include:
02 Aug 2022
How to Budget for a Down Payment?
How to Budget for a Down Payment
02 Aug 2022
Where Can You Buy a Home on a Single-Income in Canada in 2022?
Where Can You Buy a Home on a Single-Income in Canada in 2022?
30 Jul 2022
100 Mistakes Home Sellers Make (And How to Avoid Them)
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27 Jul 2022
Joint Tenancy vs. Tenancy in Common
When two or more people are purchasing a property one of the key questions they are asked at the outset is: how will you be taking title to the property?
27 Jul 2022
27 Jul 2022
Can I back out of a home purchase before closing if I change my mind?
Can I back out of a home purchase before closing if I change my mind?
That is a very timely question, especially given that the real estate market is beginning to show signs of cooling down in parts of Ontario.
26 Jul 2022
Offers and counter-offers
Conditional offers
If the buyer offers to purchase the property at the listed price with no conditions, the seller will almost always accept the offer, forming a legally binding agreement. Offers are almost always irrevocable for a specified time-period.
